Provident Fund (PF) Calculator 2025
Provident Fund (PF) Calculator 2025 – Estimate Your Savings Easily
The Provident Fund (PF) Calculator 2025 is a simple online tool that helps you calculate your total PF savings, including both employee and employer contributions, along with the interest earned. By entering details such as your basic salary, DA, contribution percentage, years of service, and current balance, you can instantly know your final PF maturity value.
This tool is designed for salaried individuals and government employees who want a quick estimate of their retirement savings. It also shows a clear breakdown of contributions, interest, and total balance so you can plan your financial future with confidence.
Whether you are checking your expected PF maturity or planning ahead for retirement, the PF Calculator 2025 gives you accurate and easy-to-understand results in seconds.
Frequently Asked Questions (FAQs)
How is PF calculated in 2025?
PF is calculated as a percentage of your basic salary plus DA. Generally, both employee and employer contribute 12% each, with annual interest added.
What is the PF interest rate for 2025?
The current EPF interest rate is 8.15%, but it may change based on government announcements.
Can I withdraw PF before retirement?
Yes, partial withdrawals are allowed for marriage, education, medical treatment, or home purchase, subject to EPF rules.
Does my employer contribute the same PF amount as me?
Yes, in most cases employers match the 12% contribution, though a portion goes to the pension fund.
Why use an online PF calculator?
It saves time and gives you an accurate estimate of your PF maturity amount, including contributions and interest.